Microfinance Management is for institutions that lend on their own books in Odoo. Organize branches, centers, and officers. Onboard clients with KYC. Run group or individual loans, collect repayments, and watch portfolio risk. The package also includes Credit Brokerage for work you place with partner lenders.
Own-book lending. Keep clients with occupation, income, and ID documents. Optionally block new loans until KYC is verified. Support JLG and SHG groups, meeting attendance, and minimum group size. Configure loan products with flat or declining interest and weekly, bi-weekly, or monthly schedules. Applications move through review and credit approval, then disbursement builds the repayment schedule. Field officers record collections from a browser portal with optional GPS and proof images. Bulk collection is available in the back office. Track days past due, PAR-style risk, alerts, write-off, and restructure. Optional savings, collateral, guarantors, and borrower portal are settings switches. Journal posting for disbursement and collection is optional.
Credit brokerage. Maintain lender agreements and products, including fee rules and clawback windows. Run a borrower case from fact find through recommendation, submission, sanction, and disbursement confirmation. Record the recommendation trail and disclosure. Confirm brokerage, create the invoice, and handle clawback when needed. Connectors can own their cases and fee share. If the lender is marked own-book, credit staff can open a normal microfinance loan from the case. For outside lenders, the repayment schedule stays with that lender.
Operations and reports. The Control Tower shows outstanding, disbursements, collections, risk, due today, and officers on route. Clients can get chatter notes and email when key steps happen and an email address is set. PDF reports cover ageing, registers, schedules, sanction letters, loan cards, collection sheets, and brokerage documents. Works on Community and Enterprise. Not a retail banking core, and there is no credit-bureau or government ID API.
